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*Rates are subject to change without prior notice.
Requirements
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Requirements
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Why should I apply for OPHL?
✓ Apply and manage your loan from Hong Kong
✓ The only institution who can pay your purchased
property in the Philippines
✓ Open to locals and expats based in Hong Kong
Why should I apply for OPHL?
✓ Apply and manage your loan from Hong Kong
✓ The only institution who can pay your purchased property in the Philippines
✓ Open to locals and expats based in Hong Kong
Partner Developers
More than 300 accredited developers within the Philippines
Partner Developers
More than 300 accredited developers within the Philippines
Contact Us
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Unit 902 9/F Tung Wai Commercial Building, 109-111 Gloucester Road, Wanchai, Hong Kong
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2525 3638
2525 3990 (9am-5pm, except weekends and holidays) |
Contact Us
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Unit 902 9/F Tung Wai Commercial Building, 109-111 Gloucester Road, Wanchai, Hong Kong
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2525 3638
2525 3990 (9am-5pm, except weekends and holidays) |
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Frequently Asked Questions
Frequently Asked Questions
What are the features of OPHL?
The PNB Pangarap All Purpose Loan is a fully secured financing package offered to qualified OFW professionals currently based in Hong Kong who are employed either as expatriates or local hires. The loan may be secured either by a first mortgage on real estate properties located in Hong Kong or in the Philippines, or by deposits maintained in PNB Hong Kong and/or in PNB branches in the Philippines. The loan may be used for any legal purpose.
Am I qualified?
- Filipino Citizens holding employment pass or permanent residence status in Hong Kong.
- Hong Kong Citizens and Other Foreigners who are working in Hong Kong (restricted to condominium units).
- Foreigners married to Filipinos and who are residing in Hong Kong.
What are the requirements?
- Copy of HKID
- Copy of Passport
- Proof of billing address (latest)
- Bank Statement (latest 3 months) – where salary is credited
- Certificate of Employment (If employed)
- If with Business:
- Inland Revenue Tax Assessment (latest)
- Copies of title deeds (TCT) and other relevant documents pertaining to the property
- Statement of Account from Developer
- TransUnion Certificate/Report (latest 6 months)
- Spouse’s HKID & Passport (married)
a.) Business Registration
b.) Copy of Incorporation and Memorandum and articles of Incorporation and association
c.) Financial Statement
Note: Spouse will sign on all documents under a “Marital Conformity” status.
