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Deposit Account

Build your savings goals with the Philippine bank that you can trust. With PNB, you can now open your USD or Yen passbook account by going to PNB Tokyo or through mail.

Type of Japan-based Accounts

Deposit Account Yen Savings USD Savings
Opening Balance Requirement ¥10,000 $100
Minimum Maintaining Balance Requirement 0
Minimum Balance to Earn Interest ¥10,000 $100
Interest Rate 0.01%
Deposit Amount ¥100,000 – 999,999 1,000,000 – 2,999,999 3,000,000 – UP
1 Month 0.020% 0.125% 0.250%
2 Months 0.020% 0.250% 0.375%
3 Months 0.020% 0.250% 0.375%
6 Months 0.020% 0.375% 0.500%
1 Year 0.020% 0.375% 0.500%
*Rates are subject to change without prior notice
Deposit Amount 1,000 – 9,999 10,000 – 49,999 50,000 – UP
1 Month 0.020% 0.250% 0.375%
2 Months 0.020% 0.375% 0.500%
3 Months 0.020% 0.375% 0.500%
6 Months 0.020% 0.500% 0.625%
1 Year 0.020% 0.625% 0.750%
*Rates are subject to change without prior notice

What you need to open a Deposit Account

  • For Non-Japanese:
    • Residence Card (Original Residence Card for walk-in clients)
    • Passport (Original Passport for walk-in clients)
    • My Number
    • Prescribed account opening forms from PNB Tokyo branch
    • Initial Deposit
  • For Japanese:
    • Passport (Original Passport for walk-in clients)
    • Japanese Driver’s License or any Japanese Government-issued ID reflecting Japan address (Original IDs for walk-in clients)
    • My Number
    • Prescribed account opening forms from PNB Tokyo branch
    • Initial Deposit

How to open a Deposit Account

  1. Complete your requirements
  2. Visit PNB Tokyo Branch with the complete requirements or send all requirements through post mail

Fees and Charges

Forex Handling Fee for USD cash deposits and withdrawals 1.5% of transaction amount

Frequently Asked Questions

Any deposit account other than an auto roll-over deposit account is deemed to be an inactive account if there is no transaction for a period of at least three (3) years since the last transaction.
An account becomes dormant five (5) years from being an inactive account in which the account will be closed.
No. PNB Tokyo Branch’s savings accounts are all passbook accounts.
No, however documents to support the source of funds will be required for high-value deposits.

Customer Care

Bank Hotline
Tel. No.: (+632) 8573 8888
Email: customercare@pnb.com.ph
PNB Cards
Tel. No.: (+632) 8818 9818
Email: pnbcreditcards@pnb.com.ph
Deposits are insured by PDIC up to P500,000 per depositor.
PNB is regulated by the Bangko Sentral ng Pilipinas
https://www.bsp.gov.ph.
BSP Webchat - https://www.bsp.gov.ph
SMS: 021582277 (for Globe subscribers only)
BSP Facebook - https://www.facebook.com/BangkoSentralngPilipinas
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