PNB Prepaid Card is an innovative, secure, and convenient way to make purchases using a stored-value ATM card that can be reloaded anytime.
Product Features:
- Reloadable (Free if initial load is Php500 cash; otherwise, card fee is Php100)
- Can be used to:
- Check your balance
- Withdraw cash at ATMs
- Make cash deposits (at selected PNB ATMs)
- Transfer funds
- Pay bills online
- Pay bills thru local ATM networks
- Purchase goods and services thru BancNet accredited merchants nationwide
- Maximum load / balance of Php 100,000.00 per month
- Maximum aggregate / total loadable amount of Php 100,000.00 per month
- Daily withdrawal limit of Php 20,000.00, maximum of Php 10,000 per transaction
- No expiry date
Requirements for Account Opening:
- 1 photo-bearing government issued ID (e.g. driver’s license, SSS/GSIS ID, voter’s ID, PRC license, passport)
Fees & Charges
| Balance Requirement | |
|---|---|
| Minimum Initial Load | Php 100.00 |
| Minimum Maintaining Balance | None |
| Minimum ADB to Earn Interest | None |
| Interest Rate | None |
| Inactivity | 2 years |
| Inactivity Fee | Php 300.00 |
| Non-usage Charge | n.a. |
| Record of Transactions | Upon request |
| Local Transaction Charges | |
|---|---|
| Withdrawal on PNB Machine | None |
| Inquiry on PNB Machine | None |
| Withdrawal on Other Bank’s Machine | Php 11.00 |
| Inquiry on Other Bank’s Machine | Php 2.00 |
| BancNet POS | None |
| Fund Transfer to Other Banks through BancNet (IBFT) | Php 25.00 |
| Other Charges | |
|---|---|
| Card Replacement | Php 100.00 |
|
Interbranch/interoffice Peso deposit transactions Except transactions made between and among the following branches –
|
Free Php 100.00 |
|
Interbranch/interoffice Peso withdrawal transactions Except transactions made between and among the following branches –
|
Free Php 200.00 |
PNB Prepaid Cards are not covered by Philippine Deposit Insurance Corporation (PDIC)