| PRODUCT | Account Document | Initial Deposit | Term | Interest Rate | Interest Payment |
| REGULAR TIME DEPOSIT Time deposit with term of 1 year or less. Interest is earned at the end of the term. |
Certificate of Time Deposit | P10,000 | 30-360 days | As quoted by Treasury | Maturity |
| PNBIG SAVINGS ACCOUNT Time deposit with term of less than or equal to 1 year. Interest is earned at the end of the term. |
Record Book | P25,000 | 30-360 days | As quoted by Treasury | Maturity |
| WEALTH MULTIPLIER Time deposit with terms of 2, 3 and 4-years. Interest is credited to a designated CA/SA account on a monthly basis. |
Record Book | P500,000/ P100,000 OFW | 2, 3, 4 years | As quoted by Treasury | Monthly |
| PNB TREASURY NEGO Time deposit with negotiable interest rate |
Confirmation of Sale | P1,000,000 | 1-360 days | 1.0% – 4.25% | Maturity |
| GREEN MARKET A Dollar Time Deposit for short term placements. Interest is credited at the end of the term. |
Certificate of Time Deposit | $1,000 | 1, 2, 3, 4, 5, 6, 9 & 12 months | As quoted by Treasury | Maturity |
| EURO TIME DEPOSIT A Euro-denominated Time Deposit for short term placements. Interest is credited at the end of the term. |
Certificate of Time Deposit | €1,500 | 1, 2, 3, 4, 5, 6, 9 & 12 months | As quoted by Treasury | Maturity |
| DOLLAR TREASURY NEGO A Dollar Time Deposit with a negotiable interest rate. |
Confirmation of Sale | $100,000 | 1-360 Days | 0.05% – 1.75% | Maturity |
| PNB DOLLAR WEALTH MULTIPLIER A Dollar Time Deposit for short term placements for higher amount of dollar funds. Interest is credited on a monthly basis. |
Record Book | $200,000 | 1, 3, 6, 12 months | As quoted by Treasury | Monthly |
| TOP DOLLAR A Dollar Time Deposit for medium term placements. Interest is credited to a designated CA/SA account |
Record Book | $10,000 | 2-5 years | As quoted by Treasury | Quarterly |
| RENMINBI / CNY TD A Renminbi (Chinese Yuan) denominated Time Deposit for short term placements. Interest is credited at the end of the term. |
Certificate of Time Deposit | CNY 7,500 | 30-90 days | 1.000% | Maturity |
| 180-360 days | 1.250% |